Our Firm

Bankruptcy Experience in Central California

Santa Barbara Court House

Bob and Reed have a combined total of dozens of years of bankruptcy experience, much of it in Santa Barbara, Ventura, and San Luis Obispo counties. The firm’s expertise means that it can handle the most complex and the simplest bankruptcy issues equally well.

How Hurlbett & Olmstead Can Help

Since 1994, we’ve helped thousands of people in Santa Barbara, Ventura, and San Luis Obispo counties regain financial peace in their lives. These people now experience a life free from the stress and worry that comes from watching unpaid bills mount, answering calls from arrogant debt collectors, receiving a lawsuit from a process server, finding an empty spot where a car has been repossessed, missing money from a garnished paycheck, or knowing that their house will soon be sold at foreclosure.

How did they do it?

How did they get their financial lives back on track?

They decided and took action to ensure peace of mind and a brighter future for themselves and their loved ones. They filed for bankruptcy.

And now they’re experiencing the fresh start that bankruptcy provides. Their personal finances are recovering, they’re rebuilding their credit and qualifying for car loans and home mortgages. And because of the things they’ve learned during the process, they’re now being much smarter in the financial choices they make.

It doesn’t matter how you got in debt–it doesn’t matter who faults you or what circumstances led you to this point. Being in debt now doesn’t mean you have to remain in debt for the rest of your life.

Thousands of people each year have been compelled to file for bankruptcy in Southern California and throughout the United States each year. You probably have friends, family members, neighbors and co-workers who have filed for bankruptcy, so you aren’t alone.

Whether due to job loss, illness, divorce, or repercussions of the financial crisis, many individuals and families in our Southern California communities find themselves struggling financially and dealing with debt collection calls, lawsuits, wage garnishments, repossessions, evictions and foreclosures.

We Can Help!

We know the law. We know the people who administer or participate in the bankruptcy system: The judges, the court clerks, the trustees, and many of the creditors. We know how to counsel you to get through the process as easily as possible, and we know what to do if an unexpected turn occurs in your case.

If you are in financial trouble, call us. We can help you choose the best steps to take in order to recover your financial freedom.